Scheduled Personal Property Insurance Coverage

Many Floridians don’t realize their HO3 policy doesn’t provide sufficient coverage for all of their high end valuables until it’s too late. At Radiant, our agents are trained, experienced professionals who can assist you in selecting coverage for your most prized possessions.


The perfect endorsement to protect high-end valuables

Scheduled personal property coverage can allow you to get around per-item sublimits and help adequately insure your most expensive items with no deductible for scheduled items.

You can schedule many types of personal property, including:

  • Fine jewelry
  •  Furs
  •  Fine arts
  • Musical instruments
  •  And more…

This endorsement can be added to your HO3 policy to cover all listed valuables with supporting documentation, such as a current appraisal.

Scheduled Personal Property Coverage:

  • Can include protection against losses due to theft or “mysterious disappearance”
  • Can provide blanket coverage on jewelry without the need to schedule each piece

Radiant specializes in providing broad coverage that shines.