Expanded Insurance Coverage

Policyholders who insure through Radiant have access to expanded coverage options that can deliver premier protection for your home, personal property and personal liability. You can raise limits for valuables across the board at a substantially reduced cost over itemized pricing, and opt into inclusion for a wide range of circumstances not typically covered by your HO3.


Personal Liability Protection

Raising your personal liability coverage can help you avoid frivolous and costly lawsuits.

Home and Property Protection

Ask your agent about endorsement options for:
  • Increased coverage limits for personal property
  • Coverage for personal property
  • Coverage for loss of the use of your residence due to power stoppage
  • Protection against damages caused by water backup in sewers, drains or sump pumps
  • Lock replacement in case of stolen keys

Special Coverage Limits

Additional coverages to ask about include:
  • Identity fraud coverage / protection against unauthorized use of credit cards
  • Coverage for trailers kept on the property
  • Across the board increases in coverage for luxury items
  • Protection for property on the “residence premises” but intended for business use
  • Theft or unauthorized use of credit card or fund transfer card: up to $10,000 (includes

At Radiant, our policyholders come first – always.