Every policy is carefully underwritten to help reduce risk and provide quality coverage. As a property owner, you can be responsible for accidents/damages that occur on the property. Our dwelling fire insurance policies help protect your investment while minimizing your liability exposure.
These policies also offer coverage for lost rental income due to a loss by a covered peril that makes your property uninhabitable for a period of time.
While your landlord insurance covers items inside the property that can be considered part of the rental agreement, like appliances, or other items you provide for your tenants use, it specifically does not cover personal property belonging to a tenant or any guests. Make sure your tenants also obtain their own renters insurance to protect their belongings while under your roof.
Your Radiant agent will review your property details and specific needs, and help explain all of your options so you can make an informed choice.